<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Skylabs Finance</title><description>Smart investing for Europeans. ETF guides, broker comparisons, tax calculators, and pension planning for the Netherlands and beyond.</description><link>https://www.skylabs.nl/</link><item><title>Accumulating vs Distributing ETFs: What Dutch Investors Need to Know (2026)</title><link>https://www.skylabs.nl/blog/accumulating-vs-distributing-etfs-dutch-investors/</link><guid isPermaLink="true">https://www.skylabs.nl/blog/accumulating-vs-distributing-etfs-dutch-investors/</guid><description>Should Dutch investors choose accumulating or distributing ETFs? Complete tax analysis under the new Box 3 actual returns system.</description><pubDate>Sun, 12 Apr 2026 00:00:00 GMT</pubDate></item><item><title>Belastingaangifte voor Beleggers: Complete Gids (2026)</title><link>https://www.skylabs.nl/blog/belastingaangifte-beleggers-2026/</link><guid isPermaLink="true">https://www.skylabs.nl/blog/belastingaangifte-beleggers-2026/</guid><description>Alles over belastingaangifte voor beleggers in Nederland. Box 3 werkelijk rendement, crypto, buitenlandse beleggingen, en tips om je belasting te optimaliseren.</description><pubDate>Sun, 12 Apr 2026 00:00:00 GMT</pubDate></item><item><title>Best Brokers for European ETF Investors (2026)</title><link>https://www.skylabs.nl/blog/best-brokers-european-etf-investors-2026/</link><guid isPermaLink="true">https://www.skylabs.nl/blog/best-brokers-european-etf-investors-2026/</guid><description>Complete comparison of DeGIRO, Interactive Brokers, Trading 212, eToro, and more — find the cheapest broker for ETF investing in Europe.</description><pubDate>Sun, 12 Apr 2026 00:00:00 GMT</pubDate></item><item><title>Best Crypto Exchanges in Europe 2026: A Complete Guide</title><link>https://www.skylabs.nl/blog/best-crypto-exchanges-europe-2026/</link><guid isPermaLink="true">https://www.skylabs.nl/blog/best-crypto-exchanges-europe-2026/</guid><description>An unbiased comparison of the best crypto exchanges available to European investors in 2026 — fees, security, regulation, supported coins, and which platform fits your needs.</description><pubDate>Sun, 12 Apr 2026 00:00:00 GMT</pubDate></item><item><title>Best ETFs for Dutch Investors (2026)</title><link>https://www.skylabs.nl/blog/best-etfs-dutch-investors-2026/</link><guid isPermaLink="true">https://www.skylabs.nl/blog/best-etfs-dutch-investors-2026/</guid><description>Our top ETF picks for Dutch tax residents. Accumulating, Ireland-domiciled, and optimized for Box 3 tax efficiency.</description><pubDate>Sun, 12 Apr 2026 00:00:00 GMT</pubDate></item><item><title>Bitcoin and Crypto ETPs in Europe 2026: What&apos;s Available and How They Work</title><link>https://www.skylabs.nl/blog/bitcoin-crypto-etps-europe-2026/</link><guid isPermaLink="true">https://www.skylabs.nl/blog/bitcoin-crypto-etps-europe-2026/</guid><description>A comprehensive guide to Bitcoin and cryptocurrency ETPs/ETNs available to European investors — products, fees, regulation, tax treatment, and how they compare to US spot ETFs.</description><pubDate>Sun, 12 Apr 2026 00:00:00 GMT</pubDate></item><item><title>Box 3 Tax Explained: What Dutch Investors Need to Know (2026)</title><link>https://www.skylabs.nl/blog/box-3-tax-explained-dutch-investors-2026/</link><guid isPermaLink="true">https://www.skylabs.nl/blog/box-3-tax-explained-dutch-investors-2026/</guid><description>Complete guide to the Netherlands Box 3 tax on savings and investments. How it works, current rates, exemptions, and strategies to minimize your tax bill.</description><pubDate>Sun, 12 Apr 2026 00:00:00 GMT</pubDate></item><item><title>Crypto Tax in the Netherlands 2026: A Complete Guide for Investors</title><link>https://www.skylabs.nl/blog/crypto-tax-netherlands-guide-2026/</link><guid isPermaLink="true">https://www.skylabs.nl/blog/crypto-tax-netherlands-guide-2026/</guid><description>Everything Dutch investors need to know about cryptocurrency taxation — Box 3 reporting, the actual returns system, staking, DeFi, and how to stay compliant with the Belastingdienst.</description><pubDate>Sun, 12 Apr 2026 00:00:00 GMT</pubDate></item><item><title>The Dutch Pension System Explained: A Complete Guide (2026)</title><link>https://www.skylabs.nl/blog/dutch-pension-system-guide-2026/</link><guid isPermaLink="true">https://www.skylabs.nl/blog/dutch-pension-system-guide-2026/</guid><description>Everything you need to know about pensions in the Netherlands: AOW, occupational pensions, lijfrente, and the pension gap.</description><pubDate>Sun, 12 Apr 2026 00:00:00 GMT</pubDate></item><item><title>Hoe Begin Je met Beleggen in ETF&apos;s in Europa (2026)</title><link>https://www.skylabs.nl/blog/hoe-begin-je-met-etf-beleggen-europa/</link><guid isPermaLink="true">https://www.skylabs.nl/blog/hoe-begin-je-met-etf-beleggen-europa/</guid><description>Stap-voor-stap gids om te beginnen met ETF beleggen in Europa. Van broker kiezen tot je eerste ETF kopen — alles wat je moet weten.</description><pubDate>Sun, 12 Apr 2026 00:00:00 GMT</pubDate></item><item><title>VWCE vs IWDA: Which ETF Is Right for You? (2026)</title><link>https://www.skylabs.nl/blog/vwce-vs-iwda-which-etf-is-right-for-you/</link><guid isPermaLink="true">https://www.skylabs.nl/blog/vwce-vs-iwda-which-etf-is-right-for-you/</guid><description>Vanguard FTSE All-World vs iShares MSCI World — detailed comparison of Europe&apos;s two most popular ETFs. Fees, holdings, performance, and which is better for Dutch investors.</description><pubDate>Sun, 12 Apr 2026 00:00:00 GMT</pubDate></item></channel></rss>